Gen H can accept up to 100% of an endowment policy as a repayment vehicle.

Requirements:

• The policy must mature prior to, or at, the mortgage loan's maturity date
• The policy's beneficiaries must solely comprise the applicants on the mortgage (deposit boosters not included)
• Where projected values for the policy are provided, the middle outcome should be utilised or, if only two outcomes are given, the lower outcome must be used
• Where the projected value of endowment is utilised and this relies on continued contributions, these contributions must be included as a financial commitment