Hi, we’re Gen H
We’re an intermediary-only mortgage lender on a mission to help everyone access homeownership.
Creating the future of mortgages
Life looks different today than it did 50 years ago, but the high street hasn’t kept up. We’re creating innovative mortgage products designed to help everyone onto the ladder, no matter where they are in their homeownership journey.
What we do best
Great for affordability
Income boosters, New Build Boost, and generous affordability calculations to help make the numbers fit
Consistently top 3 for affordability
Criteria designed for the complexity of real life
Whether they’re self-employed, foreign nationals, or have complex income or another unique circumstance, they’re welcome here
Market-leading service and SLAs
Our brokers are central to our mission, and we bring consistently fast, reliable, friendly service to help you write more business and meet your goals
Our leadership
Chief Executive Officer
Graham McClelland
Chief Commercial Officer
Peter Dockar
Chief Operating Officer
Ashley Currie
Chief Product and Technology Officer
Hal Sarjant
Head of Legal
Charlotte Downey
Sales and Distribution Director
Sara Palmer
Head of Finance
Andrew Mackie
Head of Risk and Compliance
Susan McCallum
Our founders
Gen H was founded in 2018 by Will and Sophia.
They wanted to buy a home with friends but the high street turned them away. They took a closer look at the homebuying process today and realised their story wasn’t unique – thousands of aspiring homeowners were being locked out for no good reason.
So instead of buying a home, they invested their deposit into building Gen H.
Backed by
Our story
- 2018Gen H was founded by Will and Sophia
- 2020We get our FCA authorisation and give our first mortgage to the Millers
- 2023Intermediary only
- 2024Top 20 lender with over £1bn in lending
- 2025We launch New Build Boost, the first ever private-sector alternative to Help to Buy, plus interest-only and part-interest mortgages for first-time buyers, home movers and remortgagers
- 2026We’re a 70+ person team based all over the country helping everyone access homeownership.
As seen in
The system is 
We’re here to fix it.