No, we only offer capital repayment and interest-only, fixed rate mortgages.
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Our mortgages FAQs
Do you offer tracker mortgages?
How much can clients overpay?
Each year, clients can overpay by up to 10% of their loan’s opening balance at the time they start their fixed interest rate term. If they want to overpay by more than this, they can, but they might need to provide documentation to evidence the source of their funds and early repayment charges would be applicable.
The early repayment charges payable will vary depending on the product and where they are in their product term.
Are your products portable?
No, our mortgages aren’t portable.
Do you offer mortgages on homes bought using government schemes?
No, we don’t offer homes bought using government schemes such as shared ownership or Help to Buy.
Do you offer buy-to-let mortgages?
No, we only offer residential mortgages.
Can you help with paying off a Help to Buy loan?
Boosters can’t be added to a mortgage with an active Help to Buy loan. But if your client wants to pay off their Help to Buy loan, remortgaging with a capital raise up to 90% LTV could help them do it.
When will my client make their first payment, and how much will it be?
We treat first payments differently than some lenders. Their first mortgage payment will be taken on their chosen payment day or 7 days after their mortgage completes, whichever is later. Their first payment will be the same amount as all of their other mortgage payments. You can share our payment FAQs with them for more information.