47% of buyers under 55 get help from family*
But the system isn’t set up for it – and those who don’t have access to cash gifts from family are still locked out.
We’re on a mission to create more homeowners by unlocking new and better ways to afford more.
*Legal & General survey, 2023
So we took JBSP and reinvented it
Say goodbye to the usual problems with JBSP and hello to an innovative, flexible solution that boosts affordability with family help. Plus, benefit from great rates and unbeatable service.
Income booster
Typical JBSP and income booster
Boosts affordability
No stamp duty impact
Term not limited by booster's age
Up to 6 incomes on an application
Support can come from non-family
Up to 80% LTV
Fast, responsive service
We instruct valuations as soon as you submit and get back to you same day with referrals to get you certainty sooner.
Decision in principle refers
Same dayValuation instructed
On submissionAverage application to offer (subject to valuation timescales)
Fully packaged cases
4 daysWhere additional docs are required
8+ daysAccurate as of 9 October 2024. All times in working days.