Packaging & criteria


Minimum age

At least one applicant, including sole applicants, must be aged over 21.

All remaining applicants must be aged over 18.

Maximum age

For sole applicants the maximum age at the end of the term is 75.

For cases with more than one applicant, the loan must be repaid by the eldest applicant’s 85th birthday.

We may be able to extend the term beyond an income booster's 85th birthday using our ejector seat. This will be applied automatically by our systems when calculating the maximum term.