At least one owner should be in full time employment. The benefit must be for the applicant and must be guaranteed.
Child benefits can only be used where no one in the household earns over £50,000 per annum and where the benefit will continue for at least 5 years from the date of the mortgage application. This will be dependent on the age of the children at the date of application.
Proof of child benefit income can be evidenced using the applicant's latest bank statement.