At least 50% of income required to support the loan must be from non-benefit income.

Child benefits can only be used where no one in the household earns over £60,000 per annum and where the benefit will continue for at least 5 years from the date of the mortgage application. This will be dependent on the age of the children at the date of application.

We will accept child benefit for children that are no older than 13 years of age at the point of application.

Packaging guidance:

Proof of child benefit income can be evidenced using the customer's latest bank statement.