Packaging & criteria

Dynamic ownership

Our dynamic ownership proposition can be used on cases where there are multiple applicants (either owners or income boosters).

Dynamic ownership uses the tenants in common legal structure and the home agreement.

Our home agreement acts as a deed of trust to represent everyone’s financial interest in the property. With the home agreement, everyone’s individual ownership stake can be tracked regardless of whether they put different amounts into the deposit or monthly payments.

Individual shares in the property reflect individual contributions towards the deposit and mortgage repayments. This means the ownership structure can change dynamically over time.

Learn more about the dynamic ownership.