We can consider customers applying in sole name where they are married or in a civil partnership.

Key points:

• Gifts - We would generally not accept significant gifts from the non-owning partner. Any gifts of a significant nature need to be referred to the broker specialist team prior to submission.
• Credit History - Where customers are applying in sole name due to partner having adverse credit history, this is generally acceptable subject to the partner not having significant outstanding debt.
• Independent Legal Advice (ILA) - The non-owning partner will require ILA.