Income from overtime is acceptable. Key the full amount and we will weight the income at 75%.
Take the average overtime income from the last 2 months’ payslips. Underwriters will check that this amount is in line with year-to-date earnings.
Packaging guidance:
- Most recent 2 months’ or last 8 weeks’ payslips, or
- P60, or
- The last tax year’s March payslip, where the YTD will be used, or
- Relevant payslips showing payments, or
- tax calculation,
and latest months’ bank statements showing income, expenditure and any rent or mortgage payments.