Gen H offers part & part mortgages. We do not offer retirement interest-only (RIO) mortgages.

Part & part can be taken up to 95% LTV with a maximum of 80% on interest-only.

Part & Part Requirements:

• Minimum gross application income of £50,000
• The maximum loan term must not extend beyond the eldest applicant's 75th birthday or the earliest retirement age among all applicants, whichever comes first
• Interest-only not available for income booster applications
• Where valid projected repayment vehicles are utilised, any ongoing contribution required to meet the projection must be included as a financial commitment

Debt consolidation is not available for part & part applications