Gen H offers part & part mortgages. We do not offer retirement interest-only (RIO) mortgages.
Part & part can be taken up to 95% LTV with a maximum of 80% on interest-only.
Part & Part Requirements:
- Minimum gross application income of £50,000
- The maximum loan term must not extend beyond the eldest applicant's 75th birthday or the earliest retirement age among all applicants, whichever comes first
- Interest-only not available for income booster applications
- Where valid projected repayment vehicles are utilised, any ongoing contribution required to meet the projection must be included as a financial commitment
Debt consolidation is not available for part & part applications