Work done by the piece and paid at a set rate per unit is acceptable and weighted at 100% where:

For employed applicants:

The applicant must have a 12-month employment history within the same role.

The lower of the annual income on the latest P60 or annualised income from the latest 3 months’ payslips should be declared as the annual income.

Packaging guidance:

The latest P60, 3 months’ payslips and bank statements will be required to verify income.

For self-employed applicants:

The applicant must have 2 years’ trading history.

The lower of the annual income seen on the latest SA302 or annualised income from the latest 3 months’ business bank statements should be declared as the annual salary.

Shorter terms of employment or self-employment may be reviewed where the individual is a skilled worker or professional.

Packaging guidance:

The last 2 years’ tax calculations, tax year overviews(TYOs) and the latest 3 months’ business bank statements will be required to verify income.