Packaging & criteria

Universal Credit

Universal Credit is accepted with the following restrictions:

  • The benefit must be for the applicant and must be guaranteed
  • Housing allowance must be deducted
  • At least one owner should be in full-time employment

Child Tax Credit should only be included where payments are guaranteed for the next 5 years from date of application.


Packaging guidance:

  • 3 months’ Universal Credit statements
  • Latest month’s bank statement