The following types of deposit are acceptable:

• Savings
• Sale of property or equity release
• Sale of shares or cryptocurrency
• Inheritance
• Concessionary purchase
• Gifted deposit from a close relative

Where a third party is gifting any element of the deposit and plans to reside in the property, we will require them to get independent legal advice.

Unsecured loans are not accepted as a deposit.

Where deposit funds are coming from overseas, further due diligence checks will be applied.

Where deposit funds are the product of cryptocurrency trading, please refer to the acting conveyancer for further guidance on acceptability.

Our deposit booster proposition allows friends or family to make a contribution to the deposit in the form of an equity loan or interest-free loan.

Visit the deposit booster page on our website for more information.