The maximum loan-to-income ratio is 5.5x gross income.
The following additional restrictions apply:
- If the application has a gross income of less than £40,000, LTI is capped at 4.49x
- If the application has an income booster, LTI is capped at 4.49x
The maximum loan-to-income ratio is 5.5x gross income.
The following additional restrictions apply: